{"id":4421,"date":"2023-04-05T12:57:59","date_gmt":"2023-04-05T12:57:59","guid":{"rendered":"https:\/\/cakmakinsaat.org\/?p=4421"},"modified":"2023-04-10T13:11:17","modified_gmt":"2023-04-10T13:11:17","slug":"10-soruda-kentsel-donusum-kredisi","status":"publish","type":"post","link":"https:\/\/cakmakinsaat.org\/index.php\/2023\/04\/05\/10-soruda-kentsel-donusum-kredisi\/","title":{"rendered":"10 Soruda Kentsel D\u00f6n\u00fc\u015f\u00fcm Kredisi"},"content":{"rendered":"\n

Hazine ve Maliye Bakanl\u0131\u011f\u0131, ge\u00e7en hafta kamuoyuna duyurulan “Kentsel D\u00f6n\u00fc\u015f\u00fcm Kredisi”nin detaylar\u0131n\u0131 10 soruya verdi\u011fi cevaplarla derledi. <\/em><\/strong><\/p>\n\n\n\n

Bakanl\u0131k, Twitter hesab\u0131ndan, 10 soruya verdi\u011fi cevaplarla paketin merak edilen y\u00f6nlerine a\u00e7\u0131kl\u0131k getirdi. \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ile haz\u0131rlanan “Kentsel D\u00f6n\u00fc\u015f\u00fcm Kredi Paketi”nden kimlerin nas\u0131l yararlanabilece\u011fine, vade ve faiz oranlar\u0131ndan kirac\u0131 ve i\u015f yerlerinin durumuna kadar detaylar payla\u015f\u0131mda yer ald\u0131.<\/p>\n\n\n\n

Konuya ili\u015fkin 10 soru ve verilen cevaplar \u015f\u00f6yle:<\/h4>\n\n\n\n

1- Kentsel d\u00f6n\u00fc\u015f\u00fcm kredisinde devlet deste\u011fi ne olacak? <\/strong>
Y\u00fczde 1,49 faiz oran\u0131n\u0131n 0,70’ini \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 kar\u015f\u0131layacak, y\u00fczde 0,79 faiz imkan\u0131yla krediden yararlan\u0131labilecek.<\/p>\n\n\n\n

2- Kentsel d\u00f6n\u00fc\u015f\u00fcm kredisinden yararlanmak i\u00e7in bir \u015fart var m\u0131?<\/strong>
\u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131n\u0131n yetkilendirdi\u011fi kurulu\u015flara riskli yap\u0131 tespitini yapt\u0131ranlar bankaya m\u00fcracaat edebilecek.<\/p>\n\n\n\n

3- Kirac\u0131lar yararlanabilecek mi?<\/strong>
En az 1 y\u0131ld\u0131r riskli yap\u0131da oturan kirac\u0131lar veya ikamet etmek \u015fart\u0131yla s\u0131n\u0131rl\u0131 ayni hak sahipleri yararlanabilecek.<\/p>\n\n\n\n

4- Bir ki\u015fi birden fazla yap\u0131 i\u00e7in kredi kullanabilecek mi?<\/strong>
Bir hak sahibi ad\u0131na faiz deste\u011fi sa\u011flanacak toplam kredi tutar\u0131 3 milyon liray\u0131 ge\u00e7meyecek. Ki\u015fi, bu tutar alt\u0131nda birka\u00e7 dairesini d\u00f6n\u00fc\u015ft\u00fcrebilirse faydalanabilecek.<\/p>\n\n\n\n

5- \u0130kinci daire i\u00e7in d\u00f6n\u00fc\u015f\u00fcm kredisinde faiz oran\u0131 de\u011fi\u015fecek mi?<\/strong>
\u0130lk daire i\u00e7in y\u00fczde 0,79, di\u011feri i\u00e7in y\u00fczde 0,89 faiz oran\u0131yla kredi verilecek.<\/p>\n\n\n\n

6- \u0130\u015f yerlerini d\u00f6n\u00fc\u015ft\u00fcrmek isteyen en fazla ne kadar kredi alabilecek?<\/strong>
\u0130\u015f yeri i\u00e7in y\u00fczde 1,10 faiz oran\u0131yla 800 bin lira kredi alabilecek.<\/p>\n\n\n\n

7- Ka\u00e7 y\u0131l vade yap\u0131lacak?<\/strong>
Konut kredilerinde 10 y\u0131l, i\u015f yeri i\u00e7in 7 y\u0131l vade uygulanacak.<\/p>\n\n\n\n

8- Ba\u015fvuru i\u00e7in s\u00fcre k\u0131s\u0131tlamas\u0131 olacak m\u0131?<\/strong>
Tahliye veya y\u0131k\u0131m tarihlerinden itibaren 3 y\u0131l i\u00e7inde, bankalara faiz destekli\/kar pay\u0131 kredi i\u00e7in ba\u015fvuru yap\u0131labilecek.<\/p>\n\n\n\n

9- Kredi deste\u011finden yararlanmak i\u00e7in t\u00fcm kom\u015fular\u0131n anla\u015fmalar\u0131 m\u0131 gerekiyor?<\/strong>
Kredi deste\u011finden faydalanmak i\u00e7in binan\u0131n anla\u015fmayla tahliye edilmesi \u015fart\u0131 aran\u0131yor.<\/p>\n\n\n\n

10- 15 daireli bir apartman\u0131n d\u00f6n\u00fc\u015f\u00fcm\u00fc i\u00e7in 15 daireye de ayr\u0131 kredi mi verilecek?<\/strong>
Hak sahipleri farkl\u0131ysa 15 daire de krediden yararlanabilecek. <\/p>\n\n\n\n

<\/p>\n\n\n\n

Kaynak: 10 Soruda Kentsel D\u00f6n\u00fc\u015f\u00fcm Kredisi<\/a><\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Hazine ve Maliye Bakanl\u0131\u011f\u0131, ge\u00e7en hafta kamuoyuna duyurulan “Kentsel D\u00f6n\u00fc\u015f\u00fcm Kredisi”nin detaylar\u0131n\u0131 10 soruya verdi\u011fi cevaplarla derledi. <\/p>\n","protected":false},"author":1,"featured_media":4427,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[220,218,219],"tags":[],"class_list":["post-4421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haber","category-insaat","category-kenstsel-donusum"],"_links":{"self":[{"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/posts\/4421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/comments?post=4421"}],"version-history":[{"count":5,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/posts\/4421\/revisions"}],"predecessor-version":[{"id":4429,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/posts\/4421\/revisions\/4429"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/media\/4427"}],"wp:attachment":[{"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/media?parent=4421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/categories?post=4421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cakmakinsaat.org\/index.php\/wp-json\/wp\/v2\/tags?post=4421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}